Finding the right home at the right price is just one part of a home sale or purchase. The High Tide Realty Team of Coastal Properties is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 9102568171 if your needs include a professional REALTOR® experienced in the business side of buying and selling.

Closing costs you should expect

There are certain expected costs linked to closing the sale of a house. These expenses are usually divided between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in North Carolina to help lead you through your deal.

Loan-related closing costs    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually collected    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, not only will I work to get the highest sales price, but I'll also advocate for limited closing costs. And once we've reached an agreement, I'll describe in detail the closing costs so you are aware of exactly where your money is going.

Buyers: When buying a house in New Hanover County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a tolerable range so you're not astonished when you reach the closing appointment. I'll be glad to go through the GFE with you, answering your questions and highlighting any estimates that are uncertain.

HIGH TIDE Realty Team of Coastal Properties 2018 Eastwood Rd Wilmington, NC 28403-7228
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